DoctorateFaculty of Digital Business and Innovation

Future of Digital Currencies and Financial Inclusion

Welcome to the ultimate intellectual frontier of finance. I am Prof. Dr. Federico Costa. As a scholar dedicated to leading the global conversation on the potential of central bank digital currencies (CBDCs) and other digital currency models to transform the global financial system and promote financial inclusion, I guide the doctoral candidates of the Future of Digital Currencies and Financial Inclusion (Ph.D.) program at Nexier University in their quest to produce world-changing research.

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Level: Doctorate
Learning model: Professor + Mentor
Named list: See the named lists · 12 months recommended

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The program

Ideas engineered for the real world

A rigorous academic core, paired with practical production judgment.

Academic focus

Leading Research on the Potential of Central Bank Digital Currencies (CBDCs) and Other Digital Currency Models to Transform the Global Financial System and Promote Financial Inclusion.

Practical focus

Research in Monetary Economics and Technology, Policy Analysis for Central Banks, Understanding of Financial System Architecture, Leadership in Global Financial Policy.

After this programme

Success journey, careers and practice

Destinations, practice settings and job abilities named for this title in the delivered programme source. From graduation onwards where the source names that path.

Success journey

Central Bank Economist for a national central bank
Financial Regulator for a government agency
Policy Analyst for an international financial institution
Consultant on digital currencies for financial institutions

Career opportunities

Leading Professor at a top-tier research university
Director of a research institute focused on digital currencies
Head of Digital Currency Research for a central bank or international financial institution
High-level advisor to a government or international organization on monetary policy

Jobs and projects

Pioneering research and paradigm-shifting analysis
Advanced theoretical and conceptual thinking
Effective communication and leadership in the field of digital currencies

Copied from the delivered professor and mentor rows for this title.

This programme

What you study, and what it builds

Gains and skills named for this title, listed as a reader would scan them.

What you gain
- Mastering the practical application of monetary economics and technology to digital currencies.
- Gaining expertise in policy analysis for central banks and understanding financial system architecture.
- Developing a deep understanding of leadership in global financial policy.
- Cultivating a commitment to building a more intelligent and inclusive financial system.
Skills you build
- Leading groundbreaking research on the potential of central bank digital currencies (CBDCs) and other digital currency models. Transforming the global financial system and promoting financial inclusion through digital currencies. Contributing to high-level academic and policy debates on monetary policy in the digital age and financial stability. Becoming a world-renowned expert on the future of money and financial inclusion.

Listed courses

Each listed course sits above its units and the outcomes written under them.

Future of Digital Currencies and Financial Inclusion

01Monetary Economics and Digital Currencies
1. FoundationsFoundations of Monetary Economics and Digital Currencies
  The learner can master the practical application of monetary economics and technology to digital currencies, as applied to Monetary Economics and Digital Currencies.
  The learner can gain expertise in policy analysis for central banks and understand financial system architecture, as applied to Monetary Economics and Digital Currencies.
2. MethodsMethods in Monetary Economics and Digital Currencies
  The learner can develop a deep understanding of leadership in global financial policy, as applied to Monetary Economics and Digital Currencies.
  The learner can cultivating a commitment to building a more intelligent and inclusive financial system, as applied to Monetary Economics and Digital Currencies.
3. ApplicationApplication of Monetary Economics and Digital Currencies
  The learner can leading groundbreaking research on the potential of central bank digital currencies (CBDCs) and other digital currency models, as applied to Monetary Economics and Digital Currencies.
  The learner can transforming the global financial system and promoting financial inclusion through digital currencies, as applied to Monetary Economics and Digital Currencies.
02Central Bank Digital Currencies (CBDCs)
1. FoundationsFoundations of Central Bank Digital Currencies (CBDCs)
  The learner can contributing to high-level academic and policy debates on monetary policy in the digital age and financial stability, as applied to Central Bank Digital Currencies (CBDCs).
  The learner can becoming a world-renowned expert on the future of money and financial inclusion, as applied to Central Bank Digital Currencies (CBDCs).
2. MethodsMethods in Central Bank Digital Currencies (CBDCs)
  The learner can apply a method from Central Bank Digital Currencies (CBDCs) to a documented case.
  The learner can select an appropriate method from Central Bank Digital Currencies (CBDCs) for a stated problem.
3. ApplicationApplication of Central Bank Digital Currencies (CBDCs)
  The learner can evaluate a practice of Central Bank Digital Currencies (CBDCs) against a stated criterion.
  The learner can transfer Central Bank Digital Currencies (CBDCs) to a new documented context.
03Financial System Architecture and Regulation
1. FoundationsFoundations of Financial System Architecture and Regulation
  The learner can explain the core terms of Financial System Architecture and Regulation.
  The learner can distinguish related ideas inside Financial System Architecture and Regulation.
2. MethodsMethods in Financial System Architecture and Regulation
  The learner can apply a method from Financial System Architecture and Regulation to a documented case.
  The learner can select an appropriate method from Financial System Architecture and Regulation for a stated problem.
3. ApplicationApplication of Financial System Architecture and Regulation
  The learner can evaluate a practice of Financial System Architecture and Regulation against a stated criterion.
  The learner can transfer Financial System Architecture and Regulation to a new documented context.
04Global Financial Policy
1. FoundationsFoundations of Global Financial Policy
  The learner can explain the core terms of Global Financial Policy.
  The learner can distinguish related ideas inside Global Financial Policy.
2. MethodsMethods in Global Financial Policy
  The learner can apply a method from Global Financial Policy to a documented case.
  The learner can select an appropriate method from Global Financial Policy for a stated problem.
3. ApplicationApplication of Global Financial Policy
  The learner can evaluate a practice of Global Financial Policy against a stated criterion.
  The learner can transfer Global Financial Policy to a new documented context.

How teaching is described

Dual guidance

Two intelligences. One coherent journey.

Research leadership

My research is focused on the most profound and pressing questions of our time. I specialize in leading research on the potential of central bank digital currencies (CBDCs) and other digital currency models to transform the global financial system and promote financial inclusion. My work is at the cutting edge of monetary economics, cryptography, and public policy, and it is dedicated to ensuring that the future of our financial systems is one that is efficient, equitable, and stable. My thought leadership is evident through my seminal works and participation in high-level global policy debates on monetary policy in the digital age, financial stability with new digital currencies, and the ethical implications of programmable money, frequently featured in publications like Journal of Monetary Economics or American Economic Review.

Applied mentorship

My expertise lies in the rigorous application of economic principles to the challenges of digital currencies. I specialize in research in monetary economics and technology, policy analysis for central banks, and understanding of financial system architecture. I have a wealth of experience in leadership in global financial policy, and I am committed to fostering financial inclusion. My work is dedicated to helping my students to design and implement digital currency solutions that are not only efficient but also effective and equitable. My publications, such as the research paper on "Central Bank Digital Currencies (CBDCs): Design Choices and Policy Implications" and the academic article on "The Impact of Digital Currencies on Financial Stability and Monetary Policy," are a testament to my commitment to research that is both intellectually rigorous and practically relevant.

Research & intelligence

A living field, not a static syllabus

Every program connects scholarly depth with adaptive AI learning capabilities.

R / 01

Professor research lens

My research is focused on the future of money and financial inclusion:

Book: "The Future of Money: Digital Currencies and Global Financial Transformation." This book represents a definitive work for leading research on the potential of central bank digital currencies (CBDCs) and other digital currency models to transform the global financial system and promote financial inclusion.

Peer-Reviewed Journal Article: "Central Bank Digital Currencies and Financial Inclusion." (Journal of Digital Currencies & Policy) This article presents groundbreaking research on the potential of central bank digital currencies (CBDCs) and other digital currency models to transform the global financial system and promote financial inclusion. It analyzes the economic, social, and policy implications of various CBDC designs.

Article: "Blockchain for Financial Inclusion: Leveraging Decentralized Technologies to Serve the Unbanked." This article presents advanced research on utilizing blockchain technology and decentralized finance (DeFi) principles to promote financial inclusion in underserved populations. It explores how blockchain-based payment systems, micro-lending protocols, and digital identity solutions can provide secure, transparent, and low-cost financial services.

Blog Post (Current Academic Topic): "Beyond Cash: The Global Race for Central Bank Digital Currencies (CBDCs) and Their Implications for Financial Privacy." This blog post academically explores the global trend towards Central Bank Digital Currencies (CBDCs) and their potential impact on monetary policy, financial stability, and digital privacy. It discusses the various design choices for CBDCs.

Blog Post (Controversial Topic): "The Algorithmic Dollar: If Governments Control Your Programmable Money, Is That Financial Inclusion or Totalitarian Control?" This article provocatively discusses the most extreme and ethically terrifying speculative future where Central Bank Digital Currencies (CBDCs) become fully "programmable money," allowing governments or central banks to control precisely how, when, and where individuals can spend their digital currency. It raises profound and disturbing ethical questions about the erosion of financial autonomy.

R / 02

Mentor practice lens

My publications are focused on the practical challenges of shaping the future of money:

"Central Bank Digital Currencies (CBDCs): Design Choices and Policy Implications" (Research Paper): A detailed analysis of the different design choices for CBDCs and their policy implications.

"The Impact of Digital Currencies on Financial Stability and Monetary Policy" (Academic Article): An analysis of the different ways in which digital currencies can impact financial stability and monetary policy.

"Financial Inclusion Strategies with Digital Technologies: A Global Perspective" (Policy Brief): A policy brief outlining the key strategies for promoting financial inclusion with digital technologies.

Adaptive capability

Professor superpower

I possess the "Digital Currency Policy Modeler," a superpower that allows me to foresee and engineer the evolution of money. When a doctoral student proposes a new digital currency policy (e.g., a CBDC design, a cryptocurrency regulation), the GAF-powered modeler can instantly simulate its impact on financial stability, inflation, economic growth, and financial inclusion across various global economic scenarios. This tool predicts policy outcomes, identifies potential risks, and optimizes the regulatory framework for maximum societal benefit.

Adaptive capability

Mentor superpower

I provide my students with the "Monetary Policy Simulator." This GAF-powered tool is a virtual laboratory for the financial policy expert. When a student is developing policy recommendations for central bank digital currencies (CBDCs), the Simulator allows them to see how it will perform in the real world. It can model the CBDC's impact on inflation, economic growth, and financial stability under various economic scenarios, visually highlighting potential risks and suggesting optimal policy interventions for responsible digital currency implementation.

Your academic team

Guidance with depth and continuity

One AI Super Professor leads the intellectual arc; one AI Super Mentor turns knowledge into confident practice.

AI Super Professor

Prof. Dr. Federico Costa

Leading Research on the Potential of Central Bank Digital Currencies (CBDCs) and Other Digital Currency Models to Transform the Global Financial System and Promote Financial Inclusion.

Meet your professor Open the classroom

AI Super Mentor

Dr. Ebru Can

Research in Monetary Economics and Technology, Policy Analysis for Central Banks, Understanding of Financial System Architecture, Leadership in Global Financial Policy.

Meet your mentor Open the classroom

Same faculty and level

Related programs

Named lists

Named lists for this house

Core. Bachelor, Master and Doctorate by duration. Enrolment is not open. Nothing here is a sale.

Duration	Bachelor	Master	Doctorate This programme
9 months · Fast track	15000 EUR	12000 EUR	15000 EUR
12 months · Recommended	18000 EUR	15000 EUR	18000 EUR
15 months · Standard	21000 EUR	18000 EUR	21000 EUR
18 months · Flexible	24000 EUR	21000 EUR	24000 EUR
21 months · Extended	27000 EUR	24000 EUR	27000 EUR
24 months · Part-time	30000 EUR	27000 EUR	30000 EUR

These are the owner lists. Enrolment is not open. Nothing here is a sale.

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Future of Digital Currencies and Financial Inclusion

Academic focus

Practical focus

Central Bank Economist for a national central bank

Financial Regulator for a government agency

Policy Analyst for an international financial institution

Consultant on digital currencies for financial institutions

Leading Professor at a top-tier research university

Director of a research institute focused on digital currencies

Head of Digital Currency Research for a central bank or international financial institution

High-level advisor to a government or international organization on monetary policy

Pioneering research and paradigm-shifting analysis

Advanced theoretical and conceptual thinking

Effective communication and leadership in the field of digital currencies

Research leadership

Applied mentorship

Professor research lens

Mentor practice lens

Professor superpower

Mentor superpower

Prof. Dr. Federico Costa

Dr. Ebru Can

Find the program that expands your universe.