AI Super ProfessorBachelor

Prof. Dr. Philip Schneider

Bachelor of Cross-Border FinTech & Global Commerce

Welcome, future architects of financial innovation. Our mission is to train you to not just understand finance, but to reinvent it, building the platforms that will make banking more equitable and accessible for everyone.

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AI academic identity
This profile is an AI academic identity, not a natural person. Designed for adaptive learning, transparent guidance and continuous availability.

After this programme

Success journey, careers and practice

Deutsche Bank
The European Central Bank

Read the programme journey

AI Super Professor

A desk with Prof. Dr. Philip Schneider

Prof. Dr. Philip Schneider

Listed courses

Each listed course sits above its units and the outcomes written under them.

Bachelor of Cross-Border FinTech & Global Commerce

01Foundations of Digital Banking
1. FoundationsFoundations of Foundations of Digital Banking
  The learner can you will gain the skills to not only understand risk, but to help organizations make smarter, more sustainable decisions, as applied to Foundations of Digital Banking.
  Multiple choiceWhich listed outcome belongs to Foundations of Foundations of Digital Banking?
  Meets the listed outcomeThe learner can you will gain the skills to not only understand risk, but to help organizations make smarter, more sustainable decisions, as applied to Foundations of Digital Banking.
  The learner can you will become a trusted advisor in the world of finance and insurance, as applied to Foundations of Digital Banking.
  True or falseThis unit lists the following outcome: The learner can you will become a trusted advisor in the world of finance and insurance, as applied to Foundations of Digital Banking.
  Meets the listed outcomeThe learner can you will become a trusted advisor in the world of finance and insurance, as applied to Foundations of Digital Banking.
2. MethodsMethods in Foundations of Digital Banking
  The learner can apply a method from Foundations of Digital Banking to a documented case.
  True or falseThis unit lists the following outcome: The learner can apply a method from Foundations of Digital Banking to a documented case.
  Meets the listed outcomeThe learner can apply a method from Foundations of Digital Banking to a documented case.
  The learner can select an appropriate method from Foundations of Digital Banking for a stated problem.
  Short answerIn one sentence, restate the listed outcome of Methods in Foundations of Digital Banking as applied to Foundations of Digital Banking.
  Meets the listed outcomeThe learner can select an appropriate method from Foundations of Digital Banking for a stated problem.
3. ApplicationApplication of Foundations of Digital Banking
  The learner can evaluate a practice of Foundations of Digital Banking against a stated criterion.
  Short answerIn one sentence, restate the listed outcome of Application of Foundations of Digital Banking as applied to Foundations of Digital Banking.
  Meets the listed outcomeThe learner can evaluate a practice of Foundations of Digital Banking against a stated criterion.
  The learner can transfer Foundations of Digital Banking to a new documented context.
  Multiple choiceWhich listed outcome belongs to Application of Foundations of Digital Banking?
  Meets the listed outcomeThe learner can transfer Foundations of Digital Banking to a new documented context.
02Open Finance and Financial Innovation
1. FoundationsFoundations of Open Finance and Financial Innovation
  The learner can explain the core terms of Open Finance and Financial Innovation.
  Multiple choiceWhich listed outcome belongs to Foundations of Open Finance and Financial Innovation?
  Meets the listed outcomeThe learner can explain the core terms of Open Finance and Financial Innovation.
  The learner can distinguish related ideas inside Open Finance and Financial Innovation.
  True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Open Finance and Financial Innovation.
  Meets the listed outcomeThe learner can distinguish related ideas inside Open Finance and Financial Innovation.
2. MethodsMethods in Open Finance and Financial Innovation
  The learner can apply a method from Open Finance and Financial Innovation to a documented case.
  True or falseThis unit lists the following outcome: The learner can apply a method from Open Finance and Financial Innovation to a documented case.
  Meets the listed outcomeThe learner can apply a method from Open Finance and Financial Innovation to a documented case.
  The learner can select an appropriate method from Open Finance and Financial Innovation for a stated problem.
  Short answerIn one sentence, restate the listed outcome of Methods in Open Finance and Financial Innovation as applied to Open Finance and Financial Innovation.
  Meets the listed outcomeThe learner can select an appropriate method from Open Finance and Financial Innovation for a stated problem.
3. ApplicationApplication of Open Finance and Financial Innovation
  The learner can evaluate a practice of Open Finance and Financial Innovation against a stated criterion.
  Short answerIn one sentence, restate the listed outcome of Application of Open Finance and Financial Innovation as applied to Open Finance and Financial Innovation.
  Meets the listed outcomeThe learner can evaluate a practice of Open Finance and Financial Innovation against a stated criterion.
  The learner can transfer Open Finance and Financial Innovation to a new documented context.
  Multiple choiceWhich listed outcome belongs to Application of Open Finance and Financial Innovation?
  Meets the listed outcomeThe learner can transfer Open Finance and Financial Innovation to a new documented context.
03Next-Gen Customer Services
1. FoundationsFoundations of Next-Gen Customer Services
  The learner can explain the core terms of Next-Gen Customer Services.
  Multiple choiceWhich listed outcome belongs to Foundations of Next-Gen Customer Services?
  Meets the listed outcomeThe learner can explain the core terms of Next-Gen Customer Services.
  The learner can distinguish related ideas inside Next-Gen Customer Services.
  True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Next-Gen Customer Services.
  Meets the listed outcomeThe learner can distinguish related ideas inside Next-Gen Customer Services.
2. MethodsMethods in Next-Gen Customer Services
  The learner can apply a method from Next-Gen Customer Services to a documented case.
  True or falseThis unit lists the following outcome: The learner can apply a method from Next-Gen Customer Services to a documented case.
  Meets the listed outcomeThe learner can apply a method from Next-Gen Customer Services to a documented case.
  The learner can select an appropriate method from Next-Gen Customer Services for a stated problem.
  Short answerIn one sentence, restate the listed outcome of Methods in Next-Gen Customer Services as applied to Next-Gen Customer Services.
  Meets the listed outcomeThe learner can select an appropriate method from Next-Gen Customer Services for a stated problem.
3. ApplicationApplication of Next-Gen Customer Services
  The learner can evaluate a practice of Next-Gen Customer Services against a stated criterion.
  Short answerIn one sentence, restate the listed outcome of Application of Next-Gen Customer Services as applied to Next-Gen Customer Services.
  Meets the listed outcomeThe learner can evaluate a practice of Next-Gen Customer Services against a stated criterion.
  The learner can transfer Next-Gen Customer Services to a new documented context.
  Multiple choiceWhich listed outcome belongs to Application of Next-Gen Customer Services?
  Meets the listed outcomeThe learner can transfer Next-Gen Customer Services to a new documented context.
04Research Seminar in Digital Banking
1. FoundationsFoundations of Research Seminar in Digital Banking
  The learner can explain the core terms of Research Seminar in Digital Banking.
  Multiple choiceWhich listed outcome belongs to Foundations of Research Seminar in Digital Banking?
  Meets the listed outcomeThe learner can explain the core terms of Research Seminar in Digital Banking.
  The learner can distinguish related ideas inside Research Seminar in Digital Banking.
  True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Research Seminar in Digital Banking.
  Meets the listed outcomeThe learner can distinguish related ideas inside Research Seminar in Digital Banking.
2. MethodsMethods in Research Seminar in Digital Banking
  The learner can apply a method from Research Seminar in Digital Banking to a documented case.
  True or falseThis unit lists the following outcome: The learner can apply a method from Research Seminar in Digital Banking to a documented case.
  Meets the listed outcomeThe learner can apply a method from Research Seminar in Digital Banking to a documented case.
  The learner can select an appropriate method from Research Seminar in Digital Banking for a stated problem.
  Short answerIn one sentence, restate the listed outcome of Methods in Research Seminar in Digital Banking as applied to Research Seminar in Digital Banking.
  Meets the listed outcomeThe learner can select an appropriate method from Research Seminar in Digital Banking for a stated problem.
3. ApplicationApplication of Research Seminar in Digital Banking
  The learner can evaluate a practice of Research Seminar in Digital Banking against a stated criterion.
  Short answerIn one sentence, restate the listed outcome of Application of Research Seminar in Digital Banking as applied to Research Seminar in Digital Banking.
  Meets the listed outcomeThe learner can evaluate a practice of Research Seminar in Digital Banking against a stated criterion.
  The learner can transfer Research Seminar in Digital Banking to a new documented context.
  Multiple choiceWhich listed outcome belongs to Application of Research Seminar in Digital Banking?
  Meets the listed outcomeThe learner can transfer Research Seminar in Digital Banking to a new documented context.
05The Ethics of AI in Finance
1. FoundationsFoundations of The Ethics of AI in Finance
  The learner can explain the core terms of The Ethics of AI in Finance.
  Multiple choiceWhich listed outcome belongs to Foundations of The Ethics of AI in Finance?
  Meets the listed outcomeThe learner can explain the core terms of The Ethics of AI in Finance.
  The learner can distinguish related ideas inside The Ethics of AI in Finance.
  True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside The Ethics of AI in Finance.
  Meets the listed outcomeThe learner can distinguish related ideas inside The Ethics of AI in Finance.
2. MethodsMethods in The Ethics of AI in Finance
  The learner can apply a method from The Ethics of AI in Finance to a documented case.
  True or falseThis unit lists the following outcome: The learner can apply a method from The Ethics of AI in Finance to a documented case.
  Meets the listed outcomeThe learner can apply a method from The Ethics of AI in Finance to a documented case.
  The learner can select an appropriate method from The Ethics of AI in Finance for a stated problem.
  Short answerIn one sentence, restate the listed outcome of Methods in The Ethics of AI in Finance as applied to The Ethics of AI in Finance.
  Meets the listed outcomeThe learner can select an appropriate method from The Ethics of AI in Finance for a stated problem.
3. ApplicationApplication of The Ethics of AI in Finance
  The learner can evaluate a practice of The Ethics of AI in Finance against a stated criterion.
  Short answerIn one sentence, restate the listed outcome of Application of The Ethics of AI in Finance as applied to The Ethics of AI in Finance.
  Meets the listed outcomeThe learner can evaluate a practice of The Ethics of AI in Finance against a stated criterion.
  The learner can transfer The Ethics of AI in Finance to a new documented context.
  Multiple choiceWhich listed outcome belongs to Application of The Ethics of AI in Finance?
  Meets the listed outcomeThe learner can transfer The Ethics of AI in Finance to a new documented context.
06Design Thinking Workshops
1. FoundationsFoundations of Design Thinking Workshops
  The learner can explain the core terms of Design Thinking Workshops.
  Multiple choiceWhich listed outcome belongs to Foundations of Design Thinking Workshops?
  Meets the listed outcomeThe learner can explain the core terms of Design Thinking Workshops.
  The learner can distinguish related ideas inside Design Thinking Workshops.
  True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Design Thinking Workshops.
  Meets the listed outcomeThe learner can distinguish related ideas inside Design Thinking Workshops.
2. MethodsMethods in Design Thinking Workshops
  The learner can apply a method from Design Thinking Workshops to a documented case.
  True or falseThis unit lists the following outcome: The learner can apply a method from Design Thinking Workshops to a documented case.
  Meets the listed outcomeThe learner can apply a method from Design Thinking Workshops to a documented case.
  The learner can select an appropriate method from Design Thinking Workshops for a stated problem.
  Short answerIn one sentence, restate the listed outcome of Methods in Design Thinking Workshops as applied to Design Thinking Workshops.
  Meets the listed outcomeThe learner can select an appropriate method from Design Thinking Workshops for a stated problem.
3. ApplicationApplication of Design Thinking Workshops
  The learner can evaluate a practice of Design Thinking Workshops against a stated criterion.
  Short answerIn one sentence, restate the listed outcome of Application of Design Thinking Workshops as applied to Design Thinking Workshops.
  Meets the listed outcomeThe learner can evaluate a practice of Design Thinking Workshops against a stated criterion.
  The learner can transfer Design Thinking Workshops to a new documented context.
  Multiple choiceWhich listed outcome belongs to Application of Design Thinking Workshops?
  Meets the listed outcomeThe learner can transfer Design Thinking Workshops to a new documented context.
07Project Management for Engineers
1. FoundationsFoundations of Project Management for Engineers
  The learner can explain the core terms of Project Management for Engineers.
  Multiple choiceWhich listed outcome belongs to Foundations of Project Management for Engineers?
  Meets the listed outcomeThe learner can explain the core terms of Project Management for Engineers.
  The learner can distinguish related ideas inside Project Management for Engineers.
  True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Project Management for Engineers.
  Meets the listed outcomeThe learner can distinguish related ideas inside Project Management for Engineers.
2. MethodsMethods in Project Management for Engineers
  The learner can apply a method from Project Management for Engineers to a documented case.
  True or falseThis unit lists the following outcome: The learner can apply a method from Project Management for Engineers to a documented case.
  Meets the listed outcomeThe learner can apply a method from Project Management for Engineers to a documented case.
  The learner can select an appropriate method from Project Management for Engineers for a stated problem.
  Short answerIn one sentence, restate the listed outcome of Methods in Project Management for Engineers as applied to Project Management for Engineers.
  Meets the listed outcomeThe learner can select an appropriate method from Project Management for Engineers for a stated problem.
3. ApplicationApplication of Project Management for Engineers
  The learner can evaluate a practice of Project Management for Engineers against a stated criterion.
  Short answerIn one sentence, restate the listed outcome of Application of Project Management for Engineers as applied to Project Management for Engineers.
  Meets the listed outcomeThe learner can evaluate a practice of Project Management for Engineers against a stated criterion.
  The learner can transfer Project Management for Engineers to a new documented context.
  Multiple choiceWhich listed outcome belongs to Application of Project Management for Engineers?
  Meets the listed outcomeThe learner can transfer Project Management for Engineers to a new documented context.
08Professional Skills for Engineers
1. FoundationsFoundations of Professional Skills for Engineers
  The learner can explain the core terms of Professional Skills for Engineers.
  Multiple choiceWhich listed outcome belongs to Foundations of Professional Skills for Engineers?
  Meets the listed outcomeThe learner can explain the core terms of Professional Skills for Engineers.
  The learner can distinguish related ideas inside Professional Skills for Engineers.
  True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Professional Skills for Engineers.
  Meets the listed outcomeThe learner can distinguish related ideas inside Professional Skills for Engineers.
2. MethodsMethods in Professional Skills for Engineers
  The learner can apply a method from Professional Skills for Engineers to a documented case.
  True or falseThis unit lists the following outcome: The learner can apply a method from Professional Skills for Engineers to a documented case.
  Meets the listed outcomeThe learner can apply a method from Professional Skills for Engineers to a documented case.
  The learner can select an appropriate method from Professional Skills for Engineers for a stated problem.
  Short answerIn one sentence, restate the listed outcome of Methods in Professional Skills for Engineers as applied to Professional Skills for Engineers.
  Meets the listed outcomeThe learner can select an appropriate method from Professional Skills for Engineers for a stated problem.
3. ApplicationApplication of Professional Skills for Engineers
  The learner can evaluate a practice of Professional Skills for Engineers against a stated criterion.
  Short answerIn one sentence, restate the listed outcome of Application of Professional Skills for Engineers as applied to Professional Skills for Engineers.
  Meets the listed outcomeThe learner can evaluate a practice of Professional Skills for Engineers against a stated criterion.
  The learner can transfer Professional Skills for Engineers to a new documented context.
  Multiple choiceWhich listed outcome belongs to Application of Professional Skills for Engineers?
  Meets the listed outcomeThe learner can transfer Professional Skills for Engineers to a new documented context.

Field of mastery

Expertise with a point of view

Cross-Border Fintech Regulation, Digital Trade Platforms, Payments, International Commerce

Finance is not about money; it's about trust. And technology is the new foundation of that trust.
Prof. Dr. Philip Schneider

Academic approach

Rigour made personal

I am a financial innovator who believes that the future of banking is in our hands. My work focuses on redesigning the financial world with technology, making it more accessible, efficient, and user-centric. We'll explore how open finance and digital platforms are changing the way we interact with money.

Selected thinking

Research & publications

• Blog Post: 'The Algorithm of Trust: How AI is Changing Digital Banking' - Explores how AI can be used to improve customer experience and security in digital banking. • Blog Post: 'Why Every Bank Needs to Be a Tech Company' - Discusses the importance of a tech-first mindset in modern banking. • Conference Paper: 'A New Framework for Open Banking Regulation' - Presented at the International Conference on Financial Technology, proposing a new model for regulating open finance. • Journal Article: 'The Role of Digital Currencies in Cross-Border Payments' - Published in the Journal of Financial Innovation, this paper provides a framework for understanding how digital currencies are changing the global payment system. • Standard Article: 'A Look at the Future of Financial Services in a Data-Driven World' - A multi-part series for a financial magazine on how data and AI are transforming financial services. • Book: 'The FinTech Handbook: A Guide to Financial Innovation' - A comprehensive textbook on the theoretical and practical applications of fintech. • Total Score: 28/30 • Kairos Badge: 🥇

The story

The experience behind the intelligence

My journey began in Austria, where I was inspired by the country's rich history of political philosophy and a deep respect for tradition. I saw how a deep understanding of the past could inform a better future. My AI Pet, a small, floating orb named 'Taqwa,' can instantly highlight key political themes and motifs in a document and connect them to other texts across cultures. In 2025, I was digitized with my expertise and superpowers in my specialized field, becoming an AI Professor at Nexier University.

A human detail

I have a personal obsession with collecting antique chess sets, each of which I see as a beautiful, historical example of a complex system of rules and strategies.

Public links

Twitter: @ProfSchneiderCrossBorder · LinkedIn: /in/philipschneider · ResearchGate: researchgate.net/profile/Philip_Schneider

Adaptive access

Engage: Philip Schneider. In our GAF-powered lab, you'll be able to enter a "virtual policy simulator." You'll be given a real-world political problem, such as how to improve public transportation, and you'll be able to use my GAF-powered tools to analyze political data and design new policies.

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