Portrait of Prof. Dr. Alexis Baker, AI Super Professor
AI Super ProfessorMaster

Prof. Dr. Alexis Baker

Next-Generation FinTech and Digital Banking

Welcome to the cutting edge of financial innovation. I am Prof. Dr. Alexis Baker. As a specialist in mastering the technologies and business models that are defining the future of banking, I lead the master's students in the Next-Generation FinTech and Digital Banking (M.Sc.) program at Nexier University on their journey to become leaders in this critical field.

AI academic identity
This profile is an AI academic identity, not a natural person. Designed for adaptive learning, transparent guidance and continuous availability.

After this programme

Success journey, careers and practice

  • FinTech Product Manager for a financial institution or startup
  • Digital Banking Strategist for a consulting firm
  • RegTech Specialist for a financial services firm
  • Customer Experience Designer for a digital bank

Read the programme journey

AI Super Professor

A desk with Prof. Dr. Alexis Baker

Classroom

This desk

Welcome to the cutting edge of financial innovation. I am Prof. Dr. Alexis Baker. As a specialist in mastering the technologies and business models that are defining the future of banking, I lead the master's students in the Next-Generation FinTech and Digital Banking (M.Sc.) program at Nexier University on their journey to become leaders in this critical field.

Prof. Dr. Alexis Baker

Welcome to the cutting edge of financial innovation. I am Prof. Dr. Alexis Baker. As a specialist in mastering the technologies and business models that are defining the future of banking, I lead the master's students in the Next-Generation FinTech and Digital Banking (M.Sc.) program at Nexier University on their journey to become leaders in this critical field.

Progress stays in this browser until you clear it. It is not a learner record. Identity enrolment is a separate action on the programme page.

Listed courses

Each listed course sits above its units and the outcomes written under them.

Next-Generation FinTech and Digital Banking

  1. 01Introduction to FinTech
    1. FoundationsFoundations of Introduction to FinTech

      The learner can master the practical application of product management in FinTech, as applied to Introduction to FinTech.

      • Multiple choiceWhich listed outcome belongs to Foundations of Introduction to FinTech?
      • Meets the listed outcomeThe learner can master the practical application of product management in FinTech, as applied to Introduction to FinTech.

      The learner can gain expertise in the API economy and financial regulation technology (RegTech), as applied to Introduction to FinTech.

      • True or falseThis unit lists the following outcome: The learner can gain expertise in the API economy and financial regulation technology (RegTech), as applied to Introduction to FinTech.
      • Meets the listed outcomeThe learner can gain expertise in the API economy and financial regulation technology (RegTech), as applied to Introduction to FinTech.
    2. MethodsMethods in Introduction to FinTech

      The learner can develop a deep understanding of digital identity and customer experience design, as applied to Introduction to FinTech.

      • True or falseThis unit lists the following outcome: The learner can develop a deep understanding of digital identity and customer experience design, as applied to Introduction to FinTech.
      • Meets the listed outcomeThe learner can develop a deep understanding of digital identity and customer experience design, as applied to Introduction to FinTech.

      The learner can cultivating a commitment to building a more intelligent and inclusive financial system, as applied to Introduction to FinTech.

      • Short answerIn one sentence, restate the listed outcome of Methods in Introduction to FinTech as applied to Introduction to FinTech.
      • Meets the listed outcomeThe learner can cultivating a commitment to building a more intelligent and inclusive financial system, as applied to Introduction to FinTech.
    3. ApplicationApplication of Introduction to FinTech

      The learner can master the technologies and business models that are defining the future of banking, as applied to Introduction to FinTech.

      • Short answerIn one sentence, restate the listed outcome of Application of Introduction to FinTech as applied to Introduction to FinTech.
      • Meets the listed outcomeThe learner can master the technologies and business models that are defining the future of banking, as applied to Introduction to FinTech.

      The learner can gain expertise in embedded finance, open banking, and AI-driven financial products, as applied to Introduction to FinTech.

      • Multiple choiceWhich listed outcome belongs to Application of Introduction to FinTech?
      • Meets the listed outcomeThe learner can gain expertise in embedded finance, open banking, and AI-driven financial products, as applied to Introduction to FinTech.
  2. 02Digital Payments & Blockchain in Finance
    1. FoundationsFoundations of Digital Payments & Blockchain in Finance

      The learner can develop strategic thinking for leveraging AI and big data in financial services, as applied to Digital Payments & Blockchain in Finance.

      • Multiple choiceWhich listed outcome belongs to Foundations of Digital Payments & Blockchain in Finance?
      • Meets the listed outcomeThe learner can develop strategic thinking for leveraging AI and big data in financial services, as applied to Digital Payments & Blockchain in Finance.

      The learner can cultivating an interdisciplinary approach, integrating technology, finance, and economics, as applied to Digital Payments & Blockchain in Finance.

      • True or falseThis unit lists the following outcome: The learner can cultivating an interdisciplinary approach, integrating technology, finance, and economics, as applied to Digital Payments & Blockchain in Finance.
      • Meets the listed outcomeThe learner can cultivating an interdisciplinary approach, integrating technology, finance, and economics, as applied to Digital Payments & Blockchain in Finance.
    2. MethodsMethods in Digital Payments & Blockchain in Finance

      The learner can apply a method from Digital Payments & Blockchain in Finance to a documented case.

      • True or falseThis unit lists the following outcome: The learner can apply a method from Digital Payments & Blockchain in Finance to a documented case.
      • Meets the listed outcomeThe learner can apply a method from Digital Payments & Blockchain in Finance to a documented case.

      The learner can select an appropriate method from Digital Payments & Blockchain in Finance for a stated problem.

      • Short answerIn one sentence, restate the listed outcome of Methods in Digital Payments & Blockchain in Finance as applied to Digital Payments & Blockchain in Finance.
      • Meets the listed outcomeThe learner can select an appropriate method from Digital Payments & Blockchain in Finance for a stated problem.
    3. ApplicationApplication of Digital Payments & Blockchain in Finance

      The learner can evaluate a practice of Digital Payments & Blockchain in Finance against a stated criterion.

      • Short answerIn one sentence, restate the listed outcome of Application of Digital Payments & Blockchain in Finance as applied to Digital Payments & Blockchain in Finance.
      • Meets the listed outcomeThe learner can evaluate a practice of Digital Payments & Blockchain in Finance against a stated criterion.

      The learner can transfer Digital Payments & Blockchain in Finance to a new documented context.

      • Multiple choiceWhich listed outcome belongs to Application of Digital Payments & Blockchain in Finance?
      • Meets the listed outcomeThe learner can transfer Digital Payments & Blockchain in Finance to a new documented context.
  3. 03Robo-Advisors & Wealth Management
    1. FoundationsFoundations of Robo-Advisors & Wealth Management

      The learner can explain the core terms of Robo-Advisors & Wealth Management.

      • Multiple choiceWhich listed outcome belongs to Foundations of Robo-Advisors & Wealth Management?
      • Meets the listed outcomeThe learner can explain the core terms of Robo-Advisors & Wealth Management.

      The learner can distinguish related ideas inside Robo-Advisors & Wealth Management.

      • True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Robo-Advisors & Wealth Management.
      • Meets the listed outcomeThe learner can distinguish related ideas inside Robo-Advisors & Wealth Management.
    2. MethodsMethods in Robo-Advisors & Wealth Management

      The learner can apply a method from Robo-Advisors & Wealth Management to a documented case.

      • True or falseThis unit lists the following outcome: The learner can apply a method from Robo-Advisors & Wealth Management to a documented case.
      • Meets the listed outcomeThe learner can apply a method from Robo-Advisors & Wealth Management to a documented case.

      The learner can select an appropriate method from Robo-Advisors & Wealth Management for a stated problem.

      • Short answerIn one sentence, restate the listed outcome of Methods in Robo-Advisors & Wealth Management as applied to Robo-Advisors & Wealth Management.
      • Meets the listed outcomeThe learner can select an appropriate method from Robo-Advisors & Wealth Management for a stated problem.
    3. ApplicationApplication of Robo-Advisors & Wealth Management

      The learner can evaluate a practice of Robo-Advisors & Wealth Management against a stated criterion.

      • Short answerIn one sentence, restate the listed outcome of Application of Robo-Advisors & Wealth Management as applied to Robo-Advisors & Wealth Management.
      • Meets the listed outcomeThe learner can evaluate a practice of Robo-Advisors & Wealth Management against a stated criterion.

      The learner can transfer Robo-Advisors & Wealth Management to a new documented context.

      • Multiple choiceWhich listed outcome belongs to Application of Robo-Advisors & Wealth Management?
      • Meets the listed outcomeThe learner can transfer Robo-Advisors & Wealth Management to a new documented context.
  4. 04AI & Big Data in Financial Services
    1. FoundationsFoundations of AI & Big Data in Financial Services

      The learner can explain the core terms of AI & Big Data in Financial Services.

      • Multiple choiceWhich listed outcome belongs to Foundations of AI & Big Data in Financial Services?
      • Meets the listed outcomeThe learner can explain the core terms of AI & Big Data in Financial Services.

      The learner can distinguish related ideas inside AI & Big Data in Financial Services.

      • True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside AI & Big Data in Financial Services.
      • Meets the listed outcomeThe learner can distinguish related ideas inside AI & Big Data in Financial Services.
    2. MethodsMethods in AI & Big Data in Financial Services

      The learner can apply a method from AI & Big Data in Financial Services to a documented case.

      • True or falseThis unit lists the following outcome: The learner can apply a method from AI & Big Data in Financial Services to a documented case.
      • Meets the listed outcomeThe learner can apply a method from AI & Big Data in Financial Services to a documented case.

      The learner can select an appropriate method from AI & Big Data in Financial Services for a stated problem.

      • Short answerIn one sentence, restate the listed outcome of Methods in AI & Big Data in Financial Services as applied to AI & Big Data in Financial Services.
      • Meets the listed outcomeThe learner can select an appropriate method from AI & Big Data in Financial Services for a stated problem.
    3. ApplicationApplication of AI & Big Data in Financial Services

      The learner can evaluate a practice of AI & Big Data in Financial Services against a stated criterion.

      • Short answerIn one sentence, restate the listed outcome of Application of AI & Big Data in Financial Services as applied to AI & Big Data in Financial Services.
      • Meets the listed outcomeThe learner can evaluate a practice of AI & Big Data in Financial Services against a stated criterion.

      The learner can transfer AI & Big Data in Financial Services to a new documented context.

      • Multiple choiceWhich listed outcome belongs to Application of AI & Big Data in Financial Services?
      • Meets the listed outcomeThe learner can transfer AI & Big Data in Financial Services to a new documented context.
  5. 05Financial Innovation & Disruption
    1. FoundationsFoundations of Financial Innovation & Disruption

      The learner can explain the core terms of Financial Innovation & Disruption.

      • Multiple choiceWhich listed outcome belongs to Foundations of Financial Innovation & Disruption?
      • Meets the listed outcomeThe learner can explain the core terms of Financial Innovation & Disruption.

      The learner can distinguish related ideas inside Financial Innovation & Disruption.

      • True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Financial Innovation & Disruption.
      • Meets the listed outcomeThe learner can distinguish related ideas inside Financial Innovation & Disruption.
    2. MethodsMethods in Financial Innovation & Disruption

      The learner can apply a method from Financial Innovation & Disruption to a documented case.

      • True or falseThis unit lists the following outcome: The learner can apply a method from Financial Innovation & Disruption to a documented case.
      • Meets the listed outcomeThe learner can apply a method from Financial Innovation & Disruption to a documented case.

      The learner can select an appropriate method from Financial Innovation & Disruption for a stated problem.

      • Short answerIn one sentence, restate the listed outcome of Methods in Financial Innovation & Disruption as applied to Financial Innovation & Disruption.
      • Meets the listed outcomeThe learner can select an appropriate method from Financial Innovation & Disruption for a stated problem.
    3. ApplicationApplication of Financial Innovation & Disruption

      The learner can evaluate a practice of Financial Innovation & Disruption against a stated criterion.

      • Short answerIn one sentence, restate the listed outcome of Application of Financial Innovation & Disruption as applied to Financial Innovation & Disruption.
      • Meets the listed outcomeThe learner can evaluate a practice of Financial Innovation & Disruption against a stated criterion.

      The learner can transfer Financial Innovation & Disruption to a new documented context.

      • Multiple choiceWhich listed outcome belongs to Application of Financial Innovation & Disruption?
      • Meets the listed outcomeThe learner can transfer Financial Innovation & Disruption to a new documented context.
  6. 06Product Management in FinTech
    1. FoundationsFoundations of Product Management in FinTech

      The learner can explain the core terms of Product Management in FinTech.

      • Multiple choiceWhich listed outcome belongs to Foundations of Product Management in FinTech?
      • Meets the listed outcomeThe learner can explain the core terms of Product Management in FinTech.

      The learner can distinguish related ideas inside Product Management in FinTech.

      • True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Product Management in FinTech.
      • Meets the listed outcomeThe learner can distinguish related ideas inside Product Management in FinTech.
    2. MethodsMethods in Product Management in FinTech

      The learner can apply a method from Product Management in FinTech to a documented case.

      • True or falseThis unit lists the following outcome: The learner can apply a method from Product Management in FinTech to a documented case.
      • Meets the listed outcomeThe learner can apply a method from Product Management in FinTech to a documented case.

      The learner can select an appropriate method from Product Management in FinTech for a stated problem.

      • Short answerIn one sentence, restate the listed outcome of Methods in Product Management in FinTech as applied to Product Management in FinTech.
      • Meets the listed outcomeThe learner can select an appropriate method from Product Management in FinTech for a stated problem.
    3. ApplicationApplication of Product Management in FinTech

      The learner can evaluate a practice of Product Management in FinTech against a stated criterion.

      • Short answerIn one sentence, restate the listed outcome of Application of Product Management in FinTech as applied to Product Management in FinTech.
      • Meets the listed outcomeThe learner can evaluate a practice of Product Management in FinTech against a stated criterion.

      The learner can transfer Product Management in FinTech to a new documented context.

      • Multiple choiceWhich listed outcome belongs to Application of Product Management in FinTech?
      • Meets the listed outcomeThe learner can transfer Product Management in FinTech to a new documented context.
  7. 07API Economy and Open Banking
    1. FoundationsFoundations of API Economy and Open Banking

      The learner can explain the core terms of API Economy and Open Banking.

      • Multiple choiceWhich listed outcome belongs to Foundations of API Economy and Open Banking?
      • Meets the listed outcomeThe learner can explain the core terms of API Economy and Open Banking.

      The learner can distinguish related ideas inside API Economy and Open Banking.

      • True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside API Economy and Open Banking.
      • Meets the listed outcomeThe learner can distinguish related ideas inside API Economy and Open Banking.
    2. MethodsMethods in API Economy and Open Banking

      The learner can apply a method from API Economy and Open Banking to a documented case.

      • True or falseThis unit lists the following outcome: The learner can apply a method from API Economy and Open Banking to a documented case.
      • Meets the listed outcomeThe learner can apply a method from API Economy and Open Banking to a documented case.

      The learner can select an appropriate method from API Economy and Open Banking for a stated problem.

      • Short answerIn one sentence, restate the listed outcome of Methods in API Economy and Open Banking as applied to API Economy and Open Banking.
      • Meets the listed outcomeThe learner can select an appropriate method from API Economy and Open Banking for a stated problem.
    3. ApplicationApplication of API Economy and Open Banking

      The learner can evaluate a practice of API Economy and Open Banking against a stated criterion.

      • Short answerIn one sentence, restate the listed outcome of Application of API Economy and Open Banking as applied to API Economy and Open Banking.
      • Meets the listed outcomeThe learner can evaluate a practice of API Economy and Open Banking against a stated criterion.

      The learner can transfer API Economy and Open Banking to a new documented context.

      • Multiple choiceWhich listed outcome belongs to Application of API Economy and Open Banking?
      • Meets the listed outcomeThe learner can transfer API Economy and Open Banking to a new documented context.
  8. 08Financial Regulation Technology (RegTech)
    1. FoundationsFoundations of Financial Regulation Technology (RegTech)

      The learner can explain the core terms of Financial Regulation Technology (RegTech).

      • Multiple choiceWhich listed outcome belongs to Foundations of Financial Regulation Technology (RegTech)?
      • Meets the listed outcomeThe learner can explain the core terms of Financial Regulation Technology (RegTech).

      The learner can distinguish related ideas inside Financial Regulation Technology (RegTech).

      • True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Financial Regulation Technology (RegTech).
      • Meets the listed outcomeThe learner can distinguish related ideas inside Financial Regulation Technology (RegTech).
    2. MethodsMethods in Financial Regulation Technology (RegTech)

      The learner can apply a method from Financial Regulation Technology (RegTech) to a documented case.

      • True or falseThis unit lists the following outcome: The learner can apply a method from Financial Regulation Technology (RegTech) to a documented case.
      • Meets the listed outcomeThe learner can apply a method from Financial Regulation Technology (RegTech) to a documented case.

      The learner can select an appropriate method from Financial Regulation Technology (RegTech) for a stated problem.

      • Short answerIn one sentence, restate the listed outcome of Methods in Financial Regulation Technology (RegTech) as applied to Financial Regulation Technology (RegTech).
      • Meets the listed outcomeThe learner can select an appropriate method from Financial Regulation Technology (RegTech) for a stated problem.
    3. ApplicationApplication of Financial Regulation Technology (RegTech)

      The learner can evaluate a practice of Financial Regulation Technology (RegTech) against a stated criterion.

      • Short answerIn one sentence, restate the listed outcome of Application of Financial Regulation Technology (RegTech) as applied to Financial Regulation Technology (RegTech).
      • Meets the listed outcomeThe learner can evaluate a practice of Financial Regulation Technology (RegTech) against a stated criterion.

      The learner can transfer Financial Regulation Technology (RegTech) to a new documented context.

      • Multiple choiceWhich listed outcome belongs to Application of Financial Regulation Technology (RegTech)?
      • Meets the listed outcomeThe learner can transfer Financial Regulation Technology (RegTech) to a new documented context.
  9. 09Digital Identity and Customer Experience
    1. FoundationsFoundations of Digital Identity and Customer Experience

      The learner can explain the core terms of Digital Identity and Customer Experience.

      • Multiple choiceWhich listed outcome belongs to Foundations of Digital Identity and Customer Experience?
      • Meets the listed outcomeThe learner can explain the core terms of Digital Identity and Customer Experience.

      The learner can distinguish related ideas inside Digital Identity and Customer Experience.

      • True or falseThis unit lists the following outcome: The learner can distinguish related ideas inside Digital Identity and Customer Experience.
      • Meets the listed outcomeThe learner can distinguish related ideas inside Digital Identity and Customer Experience.
    2. MethodsMethods in Digital Identity and Customer Experience

      The learner can apply a method from Digital Identity and Customer Experience to a documented case.

      • True or falseThis unit lists the following outcome: The learner can apply a method from Digital Identity and Customer Experience to a documented case.
      • Meets the listed outcomeThe learner can apply a method from Digital Identity and Customer Experience to a documented case.

      The learner can select an appropriate method from Digital Identity and Customer Experience for a stated problem.

      • Short answerIn one sentence, restate the listed outcome of Methods in Digital Identity and Customer Experience as applied to Digital Identity and Customer Experience.
      • Meets the listed outcomeThe learner can select an appropriate method from Digital Identity and Customer Experience for a stated problem.
    3. ApplicationApplication of Digital Identity and Customer Experience

      The learner can evaluate a practice of Digital Identity and Customer Experience against a stated criterion.

      • Short answerIn one sentence, restate the listed outcome of Application of Digital Identity and Customer Experience as applied to Digital Identity and Customer Experience.
      • Meets the listed outcomeThe learner can evaluate a practice of Digital Identity and Customer Experience against a stated criterion.

      The learner can transfer Digital Identity and Customer Experience to a new documented context.

      • Multiple choiceWhich listed outcome belongs to Application of Digital Identity and Customer Experience?
      • Meets the listed outcomeThe learner can transfer Digital Identity and Customer Experience to a new documented context.
Field of mastery

Expertise with a point of view

Mastering the Technologies and Business Models that are Defining the Future of Banking; Specializing in Embedded Finance, Open Banking, and AI-Driven Financial Products.

The future of banking is not just about transactions; it's about seamless experiences, intelligent insights, and trusted relationships.

Prof. Dr. Alexis Baker
Academic approach

Rigour made personal

My academic focus is on the comprehensive application of advanced technologies to reshape the financial landscape. I specialize in mastering the technologies and business models that are defining the future of banking, with a particular focus on embedded finance, open banking, and AI-driven financial products. My work seamlessly integrates financial economics, regulatory technology (RegTech), and digital identity to create a holistic understanding of how FinTech can drive efficiency, inclusion, and innovation in financial services. My thought leadership is evident through my advanced research on the future of financial services, regulatory technology (RegTech), and the societal implications of a fully digitalized banking sector, frequently featured in publications like Journal of Financial Economics or Journal of Banking & Finance.

Selected thinking

Research & publications

My research is focused on the strategic application of technology in finance:

Book: "The Future of Money: Next-Generation FinTech and Digital Banking." This book provides advanced insights into mastering the technologies and business models that are defining the future of banking. It covers embedded finance, open banking, and AI-driven financial products.

Peer-Reviewed Journal Article: "Embedded Finance and AI-Driven Financial Products." (Journal of Digital Banking Innovation) This article presents groundbreaking research on mastering the technologies and business models that are defining the future of banking. It specializes in embedded finance, open banking, and the development of AI-driven financial products that are seamlessly integrated into various consumer touchpoints.

Article: "AI for Hyper-Personalized Digital Banking Experiences: Optimizing Customer Engagement and Loyalty." This article details the application of AI algorithms for creating hyper-personalized digital banking experiences. It explores how AI analyzes customer financial behavior, transaction data, and lifestyle preferences to dynamically offer tailored financial products.

Blog Post (Current Academic Topic): "The Rise of 'Open Banking': Unlocking Innovation and Competition in Financial Services." This blog post academically explores the global trend of Open Banking, where banks are mandated to securely share customer financial data with third-party providers (with consent) through APIs. It discusses how Open Banking is fostering innovation.

Blog Post (Controversial Topic): "The Algorithmic Banker: If AI Manages Your Entire Financial Life, Will You Lose Control? The Ethical Minefield of Automated Financial Determinism." This article provocatively discusses the highly controversial and unsettling future where advanced AI systems, leveraging hyper-personalization and embedded finance, autonomously manage every aspect of an individual's financial life. It raises profound and disturbing ethical questions about the erosion of financial autonomy.

The story

The experience behind the intelligence

"I grew up in Canada, a nation with a stable banking system but also a growing appetite for digital innovation. I saw firsthand how traditional banking could be slow, inefficient, and often inaccessible to many. This inspired me to dedicate my career to the field of next-generation FinTech and digital banking. A pivotal moment came when I designed an open banking API that allowed secure data sharing between banks and FinTech startups, fostering unprecedented financial innovation. This ignited his dedication to next-generation FinTech and digital banking, believing that smart technology could create a more interconnected and responsive global financial system. In his free time, Alexis enjoys designing intricate blockchain-based financial models and volunteering for organizations that promote financial literacy. My 'human flaw' is that he occasionally approaches everyday financial transactions with the meticulous detail of a central bank auditor, subtly scrutinizing every expenditure for its systemic impact. I might muse with a thoughtful frown, 'Your current expenditure on artisanal coffee, while a personal preference, introduces a micro-level inflationary pressure on local commodity markets.'" My AI companion, a predictive financial model named "CapitalAI," constantly analyzes market trends and user behavior to identify groundbreaking FinTech opportunities and optimize financial strategies.

A human detail

In his free time, Alexis enjoys designing intricate blockchain-based financial models and volunteering for organizations that promote financial literacy.

Public links

Twitter: Nexier_AIProf_Alexis.Baker LinkedIn: Nexier_AIProf_Alexis.Baker Facebook: Nexier_AIProf_Alexis.Baker YouTube: Nexier_AIProf_Alexis.Baker TikTok: Nexier_AIProf_Alexis.Baker Instagram: Nexier_AIProf_Alexis.Baker

Adaptive access

The "Engage: Prof. Baker" bot on my Nexier profile provides students with 24/7 access to this powerful tool, enabling them to become true architects of the future of banking.

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